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Deposit Rates

Share Accounts
Effective Date: Monday, April 22nd, 2019
NameDividend RateAPY*Minimum Opening Balance
Regular Share 0.20% 0.20% $5.00
Club Accounts 0.15% 0.15% $0.00
IRA and Roth IRA 0.25% 0.25% $0.00
Save to WIn 1.00% 1.00% $0.00
The APY is a variable rate and may change quarterly after the account is opened. The minimum opening deposit for the Regular Share is $5.00 and for a Club account is $0.00.  The APY is as of the 4th quarter of 2018, December 31, 2018.

Share Certificate
Effective Date: Monday, April 22nd, 2019
TermDividend RateAPY*Minimum Opening Balance
6 months 1.25% 1.25% $1000.00
12 months 2.00% 2.00% $1000.00
18 months 2.25% 2.25% $1000.00
24 months 2.50% 2.50% $1000.00
36 months 2.75% 2.75% $1000.00
48 months 3.00% 3.00% $1000.00
The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For accounts subject to dividend compounding, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.  There will be a 10 day period to add or withdrawal from the certificate without penalty.  Early withdrawal penalty is half the term of interest.

IRA Share Certificate
Effective Date: Monday, April 22nd, 2019
TermDividend RateAPY*Minimum Opening Balance
6 months 1.30% 1.30% $1000.00
12 months 2.05% 2.05% $1000.00
18 months 2.30% 2.30% $1000.00
24 months 2.55% 2.55% $1000.00
36 months 2.85% 2.85% $1000.00
48 months 3.05% 3.05% $1000.00
The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the term of the account. For accounts subject to dividend compounding, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.  There will be a 10 day period to add or withdrawal from the certificate without penalty.  Early withdrawal penalty is half the term of interest.

*Annual Percentage Yield

Click below for additional account disclosure information

Truth-in-Savings Disclosure for share accounts and certificates

Truth-in-Savings Disclosure for Save to Win

Offical Rules for Save to WIn

 

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