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Loan Rates

APR= Annual Percentage Rate

Personal Loans
Effective Date: Thursday, August 22nd, 2019
APRTermPayment Amount per $1000 Borrowed
8.00% up to 36 months $31.30
8.50% up to 48 months $24.65
10.00% up to 60 months $21.24
11.75% up to 72 months $19.42
12.25% up to 84 months $17.78
14.50% up to 120 months $15.83

Maximum of $20,000.00

Vacation Loan

2.50% 12 Months $84.46

Maximum of $5,000.00

New Auto and Motorcycle Loans
Effective Date: Thursday, August 22nd, 2019
APRTermPayment Amount per $1000 Borrowed
1.99% up to 4 years $21.47
2.75% up to 6 years $15.08

New auto or motorcycle must have 2500 or less miles and never been titled

 

Used Auto and Motorcycle Loans
Effective Date: Thursday, August 22nd, 2019
APRTermPayment Amount per $1000 Borrowed
2.00% up to 2 years $42.54
2.25% up to 3 years $28.75
3.00% up to 4 years $22.13
3.50% up to 5 years $18.19
3.75%** up to 6 years $15.53

Used auto or motorcycle must be 5 years old or newer

** Vehicle must have a NADA retail value of at least $20,000.00

 

Older Used Auto and Motorcycle Loans
Effective Date: Thursday, August 22nd, 2019
APRTermPayment Amount per $1000 Borrowed
4.25% up to 4 years $22.69
4.50%** up to 5 years $18.64

An older used auto or motorcycle is 6 to 8 years old

** Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old

 

Fixed Home Equity Loans
Effective Date: Thursday, August 22nd, 2019
APRTermPayment Amount per $1000 Borrowed
5.50% 5 years $19.10
5.75% 10 years $10.98
6.00% 15 years $8.44
Maximum of $424,100.00
Payments do not include taxes and insurance premiums

 

Variable Home Equity Loans
Effective Date: Thursday, August 22nd, 2019
NameAPRTermPayment Amount per $1000 Borrowed
Variable 7/1 year ARM Prime up to 20 years $6.88
First Place Variable 7/1 year ARM Prime up to 30 Years $5.68
Maximum of $424,100.00
Payments do not include taxes and insurance premiums

  • Variable Rate is based on The Wall Street Journal Prime Rate as of the last business day of the previous billing cycle. Prime Rate is currently 5.50% APR.
  • Minimum APR 3.00%, Maximum APR 18.00%
  • Property and/or flood insurance required.

 

RV Loans
Effective Date: Thursday, August 22nd, 2019
APRTermPayment Amount per $1000 Borrowed
New RVs require 5% down payment
Used RVs require 20% down based on NADA vaule
6.00% 4 years $23.48
6.5% 5 years $19.56
6.75% 6 years $16.93
7.25% 10 years $11.74

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