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Fixed Home Equity Loans
APRTermPayment Amount per $1000 Borrowed
6.25% 5 years 19.45
6.50% 10 years 11.35
6.75% 15 years 8.85
7.00% 20 years 7.75
Maximum of $424,100.00
Payments do not include taxes and insurance premiums

Variable Home Equity Loans
NameAPRTermPayment Amount per $1000 Borrowed
Variable 7/1 year ARM Prime - 1.00% up to 20 years 8.06
First Place Variable 7/1 year ARM Prime - 1.00% up to 30 Years 6.99
Maximum of $424,100.00
Payments do not include taxes and insurance premiums
  • Variable Rate is based on The Wall Street Journal Prime Rate as of the first business day of the current billing cycle. Prime Rate is currently 8.50% APR.
  • Minimum APR 3.00%, Maximum APR 18.00%
  • Property and/or flood insurance required.

Personal Loans
APRTermPayment Amount per $1000 Borrowed
8.75% up to 36 months 31.68
9.25% up to 48 months 25.00
10.75% up to 60 months 21.62
12.50% up to 72 months 19.81
13.25% up to 84 months 18.33
15.50% up to 120 months 16.44

Maximum of $20,000.00

Energy Loan

5.00% 12 Months 85.60

Maximum of $5,000.00

Frozen Share
Effective Date: Thursday, April 25th, 2024
APRTermPayment Amount per $1000 Borrowed
2.00% up to 60 months 17.53
3.50% up to 120 months 9.89
4.50% up to 240 months 6.33

New Auto
APRTermPayment Amount per $1000 Borrowed
6.00% up to 2 years 44.32
6.00% up to 3 years 30.42
6.00% up to 4 years 23.14
6.00% up to 5 years 19.33
6.25% up to 6 years 16.69
New auto must have 2500 or less miles and never been titled
6.99%** up to 7 years 15.09
**New auto must have 2500 or less miles and valued at $40,000 or more

Used Auto
APRTermPayment Amount per $1000 Borrowed
6.00% up to 2 years 44.32
6.00% up to 3 years 30.42
6.00% up to 4 years 23.48
6.00% up to 5 years 19.33
6.25%** up to 6 years 16.69
6.99%*** up to 7 years 15.09
Used auto must be 5 years old or newer
** Vehicle must have a NADA retail value of at least $20,000.00
***Vehicle must have a NADA retail value of at least $40,000.00

Older Used Auto
APRTermPayment Amount per $1000 Borrowed
6.40% up to 4 years 23.67
6.65** up to 5 years 19.64

An older used auto is 6 to 8 years old

** Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old

 

New Motorcycle
RateTermPayment Amount per $1000 Borrowed
8.00% up to 4 years 24.41
8.00% up to 5 years 20.27
8.25% up to 6 years 17.65
New motorcycle must have 2500 or less miles and never been titled

Used Motorcycle
RateTermPayment Amount per $1000 Borrowed
8.00% up to 2 years 45.22
8.00% up to 3 years 31.33
8.00% up to 4 years 24.41
8.00% up to 5 years 20.27
8.25** up to 6 years 17.65

Used motorcycle must be 5 years old or newer

** Vehicle must have a NADA retail value of at least $20,000.00

Older Used Motorcycle
RateTermPayment Amount per $1000 Borrowed
8.40% up to 4 years 24.60
8.65** up to 5 years 20.59

Older Used motorcycle is 6 to 8 years old

** Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old

RV Loans
APRTermPayment Amount per $1000 Borrowed
New RVs require 5% down payment
Used RVs require 20% down based on NADA vaule
6.50% 4 years 23.71
7.00% 5 years 19.80
7.25% 6 years 17.17
7.75% 10 years 12.00