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Fixed Home Equity Loans
APRTermPayment Amount per $1000 Borrowed
4.75% 5 years 18.76
5.00% 10 years 10.61
5.25% 15 years 8.04
5.50% 20 years 6.88
Maximum of $424,100.00
Payments do not include taxes and insurance premiums

Variable Home Equity Loans
NameAPRTermPayment Amount per $1000 Borrowed
Variable 7/1 year ARM Prime + 0.25% up to 20 years 6.19
First Place Variable 7/1 year ARM Prime + 0.25% up to 30 Years 4.92
Maximum of $424,100.00
Payments do not include taxes and insurance premiums
  • Variable Rate is based on The Wall Street Journal Prime Rate as of the first business day of the current billing cycle. Prime Rate is currently 4.75% APR.
  • Minimum APR 3.00%, Maximum APR 18.00%
  • Property and/or flood insurance required.

Personal Loans
APRTermPayment Amount per $1000 Borrowed
8.00% up to 36 months 31.33
8.50% up to 48 months 24.65
10.00% up to 60 months 21.24
11.75% up to 72 months 19.42
12.25% up to 84 months 17.78
14.50% up to 120 months 15.83

Maximum of $20,000.00

Energy Loan

2.50% 12 Months 84.46

Maximum of $5,000.00

Frozen Share
Effective Date: Sunday, August 14th, 2022
APRTermPayment Amount per $1000 Borrowed
2.00% up to 60 months 17.53
2.50% up to 120 months 9.43
3.50% up to 240 months 5.80

New Auto
APRTermPayment Amount per $1000 Borrowed
2.50% up to 4 years 21.91
3.00% up to 6 years 15.19
New auto must have 2500 or less miles and never been titled
3.25%** up to 7 years 13.33
**New auto must have 2500 or less miles and valued at $40,000 or more

Used Auto
APRTermPayment Amount per $1000 Borrowed
2.20% up to 2 years 42.63
2.45% up to 3 years 28.84
2.69% up to 4 years 22.00
2.79% up to 5 years 17.87
2.99%** up to 6 years 15.19
3.25%*** up to 7 years 13.33
Used auto must be 5 years old or newer
** Vehicle must have a NADA retail value of at least $20,000.00
***Vehicle must have a NADA retail value of at least $40,000.00

Older Used Auto
APRTermPayment Amount per $1000 Borrowed
4.45% up to 4 years 22.78
4.70** up to 5 years 18.73

An older used auto is 6 to 8 years old

** Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old

 

New Motorcycle
RateTermPayment Amount per $1000 Borrowed
4.50% up to 4 years 22.80
5.00% up to 6 years 16.10
New motorcycle must have 2500 or less miles and never been titled

Used Motorcycle
RateTermPayment Amount per $1000 Borrowed
4.20% up to 2 years 43.51
4.45% up to 3 years 29.72
4.69% up to 4 years 22.89
4.79% up to 5 years 18.77
4.99** up to 6 years 16.10

Used motorcycle must be 5 years old or newer

** Vehicle must have a NADA retail value of at least $20,000.00

Older Used Motorcycle
RateTermPayment Amount per $1000 Borrowed
6.45% up to 4 years 23.69
6.70** up to 5 years 19.66

Older Used motorcycle is 6 to 8 years old

** Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old

RV Loans
APRTermPayment Amount per $1000 Borrowed
New RVs require 5% down payment
Used RVs require 20% down based on NADA vaule
6.00% 4 years 23.48
6.50% 5 years 19.56
6.75% 6 years 16.93
7.25% 10 years 11.74