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Fixed Home Equity Loans
APRTermPayment Amount per $1000 Borrowed
6.50% 5 years 19.56
6.75% 10 years 11.48
7.00% 15 years 8.99
7.25% 20 years 7.90
Maximum of $424,100.00
Payments do not include taxes and insurance premiums

Variable Home Equity Loans
NameAPRTermPayment Amount per $1000 Borrowed
Variable 7/1 year ARM Prime - 1.00% up to 20 years 7.60
First Place Variable 7/1 year ARM Prime - 1.00% up to 30 Years 6.49
Maximum of $424,100.00
Payments do not include taxes and insurance premiums
  • Variable Rate is based on The Wall Street Journal Prime Rate as of the first business day of the current billing cycle. Prime Rate is currently 7.75% APR.
  • Minimum APR 3.00%, Maximum APR 18.00%
  • Property and/or flood insurance required.

Personal Loans
APRTermPayment Amount per $1000 Borrowed
8.50% up to 36 months 31.56
9.00% up to 48 months 24.88
10.50% up to 60 months 21.49
12.00% up to 72 months 19.55
12.75% up to 84 months 18.05
15.00% up to 120 months 16.13

Maximum of $20,000.00

Energy Loan

2.50% 12 Months 84.46

Maximum of $5,000.00

Frozen Share
Effective Date: Saturday, April 1st, 2023
APRTermPayment Amount per $1000 Borrowed
2.00% up to 60 months 17.53
2.50% up to 120 months 9.43
3.50% up to 240 months 5.80

New Auto
APRTermPayment Amount per $1000 Borrowed
3.49% up to 2 years 43.20
3.99% up to 3 years 29.52
4.49% up to 4 years 22.80
4.99% up to 5 years 18.87
5.49% up to 6 years 16.33
New auto must have 2500 or less miles and never been titled
5.99%** up to 7 years 14.60
**New auto must have 2500 or less miles and valued at $40,000 or more

Used Auto
APRTermPayment Amount per $1000 Borrowed
3.49% up to 2 years 43.20
3.99% up to 3 years 29.52
4.49% up to 4 years 22.80
4.99% up to 5 years 18.87
5.49%** up to 6 years 16.33
5.99%*** up to 7 years 14.60
Used auto must be 5 years old or newer
** Vehicle must have a NADA retail value of at least $20,000.00
***Vehicle must have a NADA retail value of at least $40,000.00

Older Used Auto
APRTermPayment Amount per $1000 Borrowed
5.65% up to 4 years 23.32
5.90** up to 5 years 19.29

An older used auto is 6 to 8 years old

** Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old

 

New Motorcycle
RateTermPayment Amount per $1000 Borrowed
6.49% up to 4 years 23.71
6.99% up to 5 years 19.79
7.49% up to 6 years 17.28
New motorcycle must have 2500 or less miles and never been titled

Used Motorcycle
RateTermPayment Amount per $1000 Borrowed
5.49% up to 2 years 44.09
5.99% up to 3 years 30.42
6.49% up to 4 years 23.71
6.99% up to 5 years 19.479
7.49** up to 6 years 17.28

Used motorcycle must be 5 years old or newer

** Vehicle must have a NADA retail value of at least $20,000.00

Older Used Motorcycle
RateTermPayment Amount per $1000 Borrowed
7.65% up to 4 years 24.25
7.90** up to 5 years 20.23

Older Used motorcycle is 6 to 8 years old

** Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old

RV Loans
APRTermPayment Amount per $1000 Borrowed
New RVs require 5% down payment
Used RVs require 20% down based on NADA vaule
6.00% 4 years 23.48
6.50% 5 years 19.56
6.75% 6 years 16.93
7.25% 10 years 11.74