TEXT US
Rates

Loan Rates

Home > Rates > Loan Rates

Loan Products

Fixed Home Equity Loans
APRTermPayment Amount per $1000 Borrowed
6.00% 5 years 19.33
6.25% 10 years 11.23
6.50% 15 years 8.71
6.75% 20 years 7.60
Maximum of $424,100.00
Payments do not include taxes and insurance premiums

Variable Home Equity Loans
NameAPRTermPayment Amount per $1000 Borrowed
Variable 7/1 year ARM Prime - 0.25% up to 20 years 7.16
First Place Variable 7/1 year ARM Prime - 0.25% up to 30 Years 6.00
Maximum of $424,100.00
Payments do not include taxes and insurance premiums
  • Variable Rate is based on The Wall Street Journal Prime Rate as of the first business day of the current billing cycle. Prime Rate is currently 6.25% APR.
  • Minimum APR 3.00%, Maximum APR 18.00%
  • Property and/or flood insurance required.

Personal Loans
APRTermPayment Amount per $1000 Borrowed
8.00% up to 36 months 31.33
8.50% up to 48 months 24.65
10.00% up to 60 months 21.24
11.75% up to 72 months 19.42
12.25% up to 84 months 17.78
14.50% up to 120 months 15.83

Maximum of $20,000.00

Energy Loan

2.50% 12 Months 84.46

Maximum of $5,000.00

Frozen Share
Effective Date: Thursday, December 1st, 2022
APRTermPayment Amount per $1000 Borrowed
2.00% up to 60 months 17.53
2.50% up to 120 months 9.43
3.50% up to 240 months 5.80

New Auto
APRTermPayment Amount per $1000 Borrowed
3.49% up to 2 years 43.20
3.74% up to 3 years 29.41
3.99% up to 4 years 22.57
4.24% up to 5 years 18.52
4.99% up to 6 years 16.10
New auto must have 2500 or less miles and never been titled
5.49%** up to 7 years 14.36
**New auto must have 2500 or less miles and valued at $40,000 or more

Used Auto
APRTermPayment Amount per $1000 Borrowed
3.49% up to 2 years 43.20
3.74% up to 3 years 29.41
3.99% up to 4 years 22.57
4.24% up to 5 years 18.52
4.99%** up to 6 years 16.10
5.49%*** up to 7 years 14.36
Used auto must be 5 years old or newer
** Vehicle must have a NADA retail value of at least $20,000.00
***Vehicle must have a NADA retail value of at least $40,000.00

Older Used Auto
APRTermPayment Amount per $1000 Borrowed
5.15% up to 4 years 23.10
5.40** up to 5 years 19.05

An older used auto is 6 to 8 years old

** Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old

 

New Motorcycle
RateTermPayment Amount per $1000 Borrowed
5.99% up to 4 years 23.48
6.24% up to 5 years 19.44
6.99% up to 6 years 17.04
New motorcycle must have 2500 or less miles and never been titled

Used Motorcycle
RateTermPayment Amount per $1000 Borrowed
5.49% up to 2 years 44.09
5.74% up to 3 years 30.30
5.99% up to 4 years 24.48
6.24% up to 5 years 19.44
6.99** up to 6 years 17.04

Used motorcycle must be 5 years old or newer

** Vehicle must have a NADA retail value of at least $20,000.00

Older Used Motorcycle
RateTermPayment Amount per $1000 Borrowed
7.15% up to 4 years 24.01
7.40** up to 5 years 19.99

Older Used motorcycle is 6 to 8 years old

** Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old

RV Loans
APRTermPayment Amount per $1000 Borrowed
New RVs require 5% down payment
Used RVs require 20% down based on NADA vaule
6.00% 4 years 23.48
6.50% 5 years 19.56
6.75% 6 years 16.93
7.25% 10 years 11.74