Saving couldn’t get any simpler. Earn dividends on your entire balance and have your Kasasa Cash and Kasasa Cash Back rewards automatically transferred straight to your Saver account every month.
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To get rewards, all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back checking account during each Monthly Qualification Cycle:
That's all it takes! Even if you don’t meet your qualifications during the cycle, your Kasasa accounts are still free. In fact, you’ll still earn our base rate on Kasasa Saver. Even more, you can get right back to earning your full rewards the very next month.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, , debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $15,000.00 in your Kasasa Saver account earn an APY of 1.00% and average daily balances over $15,000.00 earn a dividend rate of 0.2497 % on the portion of the average daily balance over $15,000.00 resulting in a range from1.00% to 0.25% APY depending on the account's average daily balance. When your linked Kasasa Cash account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns a dividend rate of 0.04990% resulting in an annual percentage yield of 0.050% APY. Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first processing/business day of the following statement cycle. APY = Annual Percentage Yield. APYs accurate as of 01/31/2020. APY calculations are based on an assumed balance of $15,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. No minimum deposit is required to open the account. Monthly enrollment in online banking and e-statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 2 account(s) per Social Security number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
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Kasasa, Kasasa Saver and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.